COVERAGES AVAILABLE:
Comprehensive General Liability
Occurrence Form Limits up to $2,000,000/$4,000,000 Includes a special
endorsement which does two important things for public entity insureds:

1. Contains a clause which states that the insurance purchased is not
intended to be a waiver of sovereign immunity. Without this clause the
courts would rule that sovereign immunity would not apply.

2. Contains a clause which provides limits equal to the statutory cap
limits (sovereign immunity limits) which increase each year based on the
inflation, and specifically for those claims that fall within the sovereign
immunity statute which are:
a.) a dangerous condition of the public entity's property and
b.) negligent operation of a motor vehicle.

Law Enforcement Liability
Occurrence Form Limits are the same as General Liability

Public Official Liability
Claims Made Form Limits up to $2,000,000/$4,000,000

Automobile Liability and Physical Damage
Limits up to $2,000,000 combined single limit Uninsured Motorist
Limits up to $50,000 Underinsured Motorist Limits up to $50,000

Property
Special Form
Blanket or Scheduled
Actual Cash Value or
Replacement Cost

Inland Marine
All Risk Form
Contractors Equipment
Electronic Data Processing Equipment
Miscellaneous Equipment

Crime
Blanket Employee Dishonesty,
Disappearance and Destruction,
Robbery and Safe Burglary Theft

Call us at 800-726-9304 Fax 573-634-4789
use the extension listed below for each employee