Sonnie Nichols brings nearly 30 years of experience to Missouri Rural Services, where she currently serves as Lead Senior Underwriter. With deep expertise and a strategic approach to underwriting, Sonnie is licensed in Property & Casualty and has built a long-standing reputation for delivering exceptional service with care and clarity to agents across Missouri.

Sonnie takes pride in her professionalism, approachable style, and dedication to mentoring up-and-coming underwriters. She values clear communication, continuous learning, and fostering a collaborative, team-first culture. Sonnie aims to make a lasting impression on both the company and the agents she serves.