Workers’ Compensation Trust

View Winter 2025 Newsletter

The Missouri Rural Services Workers’ Compensation Insurance Trust is a large, self-insured group in Missouri, providing workers’ compensation benefits to public entities and nonprofits in Missouri.  The “Trust” is overseen by the Department of Labor and Industrial Relations.  Formed in 1992, the Trust has grown from 26 original Members to approximately 580 Members.  It is one of the few self-insured groups marketed through the Independent Insurance Agency System.  Excess insurance is provided by A+ / Superior rated Safety National Casualty Corporation. The Trust has distributed a total of $18,281,548 in dividends to qualifying members.

Types of Entities Eligible for Membership:

• Cities
• Counties
• 501 C (3) Nonprofits
• Public Water Supply Districts
• Sewer Districts
• Levee Districts
• County Health Departments
• Ambulance & Fire Districts with Full Time Personnel
• Rural Housing Authorities
• Public School Districts
• Nonprofit Schools
• County or City-owned Nursing Homes
• Nonprofit Nursing Homes
• County-owned Hospitals