Workers’ Compensation Trust

View Winter 2024 Newsletter

 The Missouri Rural Services Workers’ Compensation Insurance Trust is a large self-insured group in Missouri, providing workers’ compensation benefits to public entities and nonprofits in Missouri.  The “Trust” is overseen by the Department of Labor and Industrial Relations.  Formed in 1992, the Trust has grown from 26 original Members to approximately 700 Members.  It is the only self-insured group marketed through the Independent Insurance Agency System.  Excess insurance is provided by A+ / Superior rated Safety National Casualty Corporation. The Trust has distributed dividends every year since 1995 for a total of $18,281,548 to qualifying members. The dividend has averaged 8.4 of premium per year.

Types of Entities Eligible for Membership:

  • Cities
  • Counties
  • 501 C (3) Nonprofits
  • Public Water Supply Districts
  • Sewer Districts
  • Levee Districts
  • County Health Departments
  • Ambulance & Fire Districts with Full Time Personnel
  • Rural Housing Authorities
  • Public School Districts
  • Nonprofit Schools
  • County or City-owned Nursing Homes,
  • Nonprofit Nursing Homes
  • County-owned Hospitals

Cannon Cochran Management Services, Inc. provides adjusting, medical and indemnity payments for the Trust. CCMSI has offices in both St. Louis and Kansas City.

St. Louis Adjuster
Deb Perez CCMSI
133 S. 11th Street, Suite 430
St. Louis, MO 63102
Direct Phone:  314-418-5571
Toll Free:  800-638-3314, ext. 5571
Dedicated Email:
Dedicated Fax:  314-621-0345

St. Louis Adjuster 
Sean Baumgartner
133 S. 11th St., Suite 430
St. Louis, MO 63102
Direct Phone Line:  314-418-5518
Toll Free:  800-638-3314, ext. 5518
Dedicated Email:
Dedicated Fax:  314-621-0345

The Trust has distributed over $18,281,548 in refunds to the members in the form of a dividend

Historical Loss

Rates and Premium Discounts
The Trust has the most competitive rates in the industry. Premium discounts are as high as 25{8711d76bbbf9f1558d249d15889a36b34d842407576287a4f1b01a5eb5b0814f}.

Safety videos, regional meetings, safety newsletters, personal safety visits.

Safety Website – Click Here

Preferred Provider Organization
The Trust has partnered with LogiComp in Kansas City, MO. LogiComp provides the preferred provider network, medical bills review, and medical bill repricing.

Excess Insurance 
Two types of excess insurance are purchased annually by the Trust, specific excess and aggregate excess insurance.

Call us at 800-726-9304 Fax 573-634-4789 use the extension listed below for each employee

Susan Woods

EXT: 212

Jessie Davis

EXT: 202

Melissa Record

Assistant Administrator
EXT: 210

Stacy Thoenen

Staff Accountant
EXT: 216