The Missouri Rural Services Workers’ Compensation Insurance Trust is the largest self-insured group in Missouri, providing workers’ compensation benefits to public entities and nonprofits in Missouri. The “Trust” is overseen by the Department of Labor and Industrial Relations. Formed in 1992, the Trust has grown from 26 original Members to approximately 700 Members. It is the only self-insured group marketed through the Independent Insurance Agency System. Excess insurance is provided by A+ / Superior rated Safety National Casualty Corporation. The Trust has distributed dividends every year since 1995 for a total of $17,686,000 to qualifying members. The dividend has averaged 8.4% of premium per year.
Types of Entities Eligible for Membership:
- 501 C (3) Nonprofits
- Public Water Supply Districts
- Sewer Districts
- Levee Districts
- County Health Departments
- Ambulance & Fire Districts with Full Time Personnel
- Rural Housing Authorities
- Public School Districts
- Nonprofit Schools
- County or City-owned Nursing Homes,
- Nonprofit Nursing Homes
- County-owned Hospitals
Cannon Cochran Management Services, Inc. provides adjusting, medical and indemnity payments for the Trust. CCMSI has offices in both St. Louis and Kansas City.
St. Louis Adjuster
133 S. 11th St., Suite 430
St. Louis, MO 63102
800-638-3314 ext. 5514
dedicated FAX 314-621-0345
Kansas City Adjuster
10740 Nall Ave., Suite 380
Overland Park, KS 66211
800-596-1422 ext. 5803
The Trust has distributed over $17,686,000 in refunds to the members in the form of a dividend
The Trust has a combined loss ratio of 63.4%.
Rates and Premium Discounts
The Trust has the most competitive rates in the industry. Premium discounts are as high as 25%.
Safety videos, regional meetings, safety newsletters, personal safety visits.
Preferred Provider Organization
The Trust has partnered with LogiComp in Kansas City, MO. LogiComp provides the preferred provider network, medical bills review, and medical bill repricing.
Two types of excess insurance are purchased annually by the Trust, specific excess and aggregate excess insurance.
Call us at 800-726-9304 • Fax 573-635-7645 use the extension listed below for each employee